9/11 & Finance

Continuing Conspiracy

It is written by other people, but is very well put.

BIN LADEN

Transcript of a BBC Newsnight Report on "the questionable links of the bin Laden Family"

Has someone been sitting on the FBI?

Transcript of BBC Newsnight, 6 November 2001
Centre for Research on Globalisation (CRG),14 November 2001

A document marked 'secret' tells some of the story of America's failures, before September 11th.

It is an FBI paper, obtained by Newsnight, which refers to the questionable links of a member of Osama Bin Laden's extended family.

But we have learned that US agents were told to "back off" from investigating the Bin Laden family and the Saudi Royals. 

All of which lends credence to suspicions that, before the suicide hijackings last month, the US allowed its strategic interests in a relationship with Saudi Arabia to blunt its inquiries into groups with suspected terrorist connections.

This transcript is produced from the teletext subtitles that are generated live for Newsnight. It has been checked against the programme as broadcast, however Newsnight can accept no responsibility for any factual inaccuracies. We will be happy to correct serious errors.  6/11/01

GREG PALAST: The CIA and Saudi Arabia, the Bushes and the Bin Ladens. Did their connections cause America to turn a blind eye to terrorism?

UNNAMED MAN: There is a hidden agenda at the very highest levels of our government.

JOE TRENTO, (AUTHOR, "SECRET HISTORY OF THE CIA"): The sad thing is that thousands of Americans had to die needlessly.

PETER ELSNER: How can it be that the former President of the US and the current President of the US have business dealings with characters that need to be investigated?

PALAST: In the eight weeks since the attacks, over 1,000 suspects and potential witnesses have been detained. Yet, just days after the hijackers took off from Boston aiming for the Twin Towers, a special charter flight out of the same airport whisked 11 members of Osama Bin Laden's family off to Saudi Arabia. That did not concern the White House.

Their official line is that the Bin Ladens are above suspicion - apart from Osama, the black sheep, who they say hijacked the family name. That's fortunate for the Bush family and the Saudi royal household, whose links with the Bin Ladens could otherwise prove embarrassing. But Newsnight has obtained evidence that the FBI was on the trail of other members of the] Bin Laden family for links to terrorist organisations before and after September 11th.

This document is marked "Secret". Case ID - 199-Eye WF 213 589. 199 is FBI code for case type. 9 would be murder. 65 would be espionage. 199 means national security. WF indicates Washington field office special agents were investigating ABL - because of it's relationship with the World Assembly of Muslim Youth, WAMY - a suspected terrorist organisation. ABL is Abdullah Bin Laden, president and treasurer of WAMY.

This is the sleepy Washington suburb of Falls Church, Virginia where almost every home displays the Stars and Stripes. On this unremarkable street, at 3411 Silver Maple Place, we located the former home of Abdullah and another brother, Omar, also an FBI suspect. It's conveniently close to WAMY. The World Assembly of Muslim Youth is in this building, in a little room in the basement at 5613 Leesburg Pike. And here, just a couple blocks down the road at 5913 Leesburg, is where four of the hijackers that attacked New York and Washington are listed as having lived.

The US Treasury has not frozen WAMY's assets, and when we talked to them, they insisted they are a charity. Yet, just weeks ago, Pakistan expelled WAMY operatives. And India claimed that WAMY was funding an organisation linked to bombings in Kashmir. And the Philippines military has accused WAMY of funding Muslim insurgency. The FBI did look into WAMY, but, for some reason, agents were pulled off the trail.

TRENTO: The FBI wanted to investigate these guys. This is not something that they didn't want to do - they wanted to, they weren't permitted to.

PALAST: The secret file fell into the hands of national security expert, Joe Trento. The Washington spook-tracker has been looking into the FBI's allegations about WAMY.

TRENTO: They've had connections to Osama Bin Laden's people. They've had connections to Muslim cultural and financial aid groups that have terrorist connections. They fit the pattern of groups that the Saudi royal family and Saudi community of princes - the 20,000 princes - have funded who've engaged in terrorist activity.

Now, do I know that WAMY has done anything that's illegal? No, I don't know that. Do I know that as far back as 1996 the FBI was very concerned about this organisation? I do.

PALAST: Newsnight has uncovered a long history of shadowy connections between the State Department, the CIA and the Saudis. The former head of the American visa bureau in Jeddah is Michael Springman. 

MICHAEL SPRINGMAN: In Saudi Arabia I was repeatedly ordered by high level State Dept officials to issue visas to unqualified applicants. These were, essentially, people who had no ties either to Saudi Arabia or to their own country. I complained bitterly at the time there. I returned to the US, I complained to the State Dept here, to the General Accounting Office, to the Bureau of Diplomatic Security and to the Inspector General's office. I was met with silence.

PALAST: By now, Bush Sr, once CIA director, was in the White House. Springman was shocked to find this wasn't visa fraud. Rather, State and CIA were playing "the Great Game".

SPRINGMAN: What I was protesting was, in reality, an effort to bring recruits, rounded up by Osama Bin Laden, to the US for terrorist training by the CIA. They would then be returned to Afghanistan to fight against the then-Soviets.

The attack on the World Trade Center in 1993 did not shake the State Department's faith in the Saudis, nor did the attack on American barracks at Khobar Towers in Saudi Arabia three years later, in which 19 Americans died. FBI agents began to feel their investigation was being obstructed. Would you be surprised to find out that FBI agents are a bit frustrated that they can't be looking into some Saudi connections?

MICHAEL WILDES, ( LAWYER) I would never be surprised with that. They're cut off at the hip sometimes by supervisors or given shots that are being called from Washington at the highest levels.

PALAST: I showed lawyer Michael Wildes our FBI documents. One of the Khobar Towers bombers was represented by Wildes, who thought he had useful intelligence for the US. He also represents a Saudi diplomat who defected to the USA with 14,000 documents which Wildes claims implicates Saudi citizens in financing terrorism and more. Wildes met with FBI men who told him they were not permitted to read all the documents. Nevertheless, he tried to give them to the agents.

WILDES: "Take these with you. We're not going to charge for the copies. Keep them. Do something with them. Get some bad guys with them." They refused.

PALAST: In the hall of mirrors that is the US intelligence community, Wildes, a former US federal attorney, said the FBI field agents wanted the documents, but they were told to "see no evil."

WILDES: You see a difference between the rank-and-file counter-intelligence agents, who are regarded by some as the motor pool of the FBI, who drive following diplomats, and the people who are getting the shots called at the highest level of our government, who have a different agenda - it's unconscionable.

PALAST: State wanted to keep the pro-American Saudi royal family in control of the world's biggest oil spigot, even at the price of turning a blind eye to any terrorist connection so long as America was safe. In recent years, CIA operatives had other reasons for not exposing Saudi-backed suspects.

TRENTO: If you recruited somebody who is a member of a terrorist organisation, who happens to make his way here to the US, and even though you're not in touch with that person anymore but you have used him in the past, it would be unseemly if he were arrested by the FBI and word got back that he'd once been on the payroll of the CIA. What we're talking about is blow-back. What we're talking about is embarrassing, career-destroying blow-back for intelligence officials.

PALAST: Does the Bush family also have to worry about political blow-back? The younger Bush Proof that the CIA had prior knowledge of 9/11?

Profits of Death -- Insider Trading and 9-11

byTom Flocco – Edited by Michael C. Ruppert

From the Wilderness Publications, 6 December 2001

George Bush senior made his first million 20 years ago with an oil company partly funded by Salem Bin Laden's chief US representative. Young George also received fees as director of a subsidiary of Carlyle Corporation, a little known private company which has, in just a few years of its founding, become one of Americas biggest defence contractors. His father, Bush Senior, is also a paid advisor. And what became embarrassing was the revelation that the Bin Ladens held a stake in Carlyle, sold just after September 11.

ELSNER: You have a key relationship between the Saudis and the former President of the US who happens to be the father of the current President of the US. And you have all sorts of questions about where does policy begin and where does good business and good profits for the company, Carlyle, end?

PALAST: I received a phone call from a high-placed member of a US intelligence agency. He tells me that while there's always been constraints on investigating Saudis, under George Bush it's gotten much worse. After the elections, the agencies were told to "back off" investigating the Bin Ladens and Saudi royals, and that angered agents. I'm told that since September 11th the policy has been reversed. FBI headquarters told us they could not comment on our findings. A spokesman said: "There are lots of things that only the intelligence community knows and that no-one else ought to know Copyright BBC, 2001. For fair use only. 

OIL, CHEVRON and RICE

The chief motivation behind US attempts to make peace with the Taliban and for the war in Afghanistan can be summed up in one word: oil.

The former Soviet republics of Central Asia - Turkmenistan, Uzbekistan and especially "the new Kuwait", Kazakhstan - have vast oil and gas reserves.

But Russia has refused to allow the US to extract it through Russian pipelines and Iran is considered a dangerous route. That left Afghanistan.

The US oil company Chevron - where Mr Bush's National Security Advisor Condoleeza Rice was a director throughout the 1990s - is deeply involved in Kazakhstan. In 1995, another US company, Unocal (formerly Union Oil Company of California) signed a contract to export $8 billion worth of natural gas through a $3 billion pipeline which would go from Turkmenistan through Afghanistan to Pakistan.

Centre for Research on Globalisation (CRG),  globalresearch.ca,  17 December 2001

On October 9th, FTW broke a story on insider trading connected to the 9-11 attacks on the World Trade Center that sparked worldwide controversy. In that story we reported how the Israeli Herzliyya Institute for Counterterrorism had documented that unknown individuals -- with accurate foreknowledge of the attacks -- had purchased an obvious and unusually large number of “put” options on United and American Airlines shortly before the attacks.

Additional companies hit hard by the insider trading included Axa Re(insurance) and Munich Re as well as American investment giants Merrill Lynch and Morgan Stanley.

Put options are essentially a bet that a stock’s price will fall abruptly. The seller, having entered into a time-specific contract with a buyer, does not need to own the actual shares at the time the contract is purchased. Therefore, if a holder of the put option has a contract to sell a stock such as American Airlines for (e.g.) $100 a share on a Friday and the stock falls to $50 on Wednesday, they can purchase the stock, sell it on Friday and double their money. The person on the other end of the contract (the call) has an obligation to buy the shares at the agreed upon price. The bank handling the transaction as a broker is the only entity knowing the identities of both parties.

FTW also revealed that the A.B. Brown (Alex Brown) investment arm of the banking giant Deutschebank/A.B. Brown had been headed until 1998 by the man who is now the Executive Director of the Central Intelligence Agency – A.B. “Buzzy” Krongard. In fact, Krongard is but one name in a long history of CIA interconnections to stock trading and the world’s financial markets. We also discussed, in detail, the evidence indicating that the CIA and other intelligence agencies monitor stock trading in real time for the purpose of identifying potential attacks of any nature that might damage the U.S. economy.

Critics of FTW’s initial story - not having read any of five related stories dating back to an October 2000 piece on PROMIS software - claimed that we had not made the links to establish culpability. But we knew that the links were there, that our case was solid, and that new evidence would not go undiscovered for long.

Now, investigative reporter Tom Flocco digs deep and strikes pay dirt in a three-part series that reveals not only deeper links between the CIA, Wall Street and the insider trades of 9-11, but also discloses that a key executive at Deutschebank – an American – became, just weeks before the attacks, a convicted felon. His crime: conspiracy to launder drug money to arrange the purchase of U.S. weapons – in association with two Pakistanis who also attempted to acquire nuclear bomb components – for use by Islamic fundamentalist terrorists. – MCR

CIA Does Not Deny Stock Monitoring Outside U.S.

(Part I in a series)

In a returned phone call from the Central Intelligence Agency, press spokesman Tom Crispell denied that the CIA was monitoring "real-time," pre-September 11, stock option trading activity within United States borders using such software as the Prosecutor‘s Management Information System (PROMIS).

"That would be illegal. We only operate outside the United States," the intelligence official said.

However, when asked whether the CIA had been using PROMIS beyond American borders to scrutinize world financial markets for national security purposes, Crispell replied, "I have no way of knowing what operations are [being affected by our assets] outside the country."

Extensive media reporting confirms that investors at Deutschebank-Alex Brown and other global financial entities may have profited from prior knowledge of the attacks while purchasing disproportionate pre-attack put option contracts on targeted U.S. airlines and related insurance or investment firms. All of these firms suffered serious losses resulting from the September 11th attacks and their stocks abruptly plummeted.

Confirmation that the CIA or other U.S. intelligence agencies were monitoring financial markets and had seen these trades before the attacks would have staggering implications for thousands of victims’ families.

The CIA official also declined to comment on the actual capabilities of PROMIS. The highly technical software has been described as a system that "interfaces with any database...as police can input an alleged terrorist’s name or credit card, and the software will provide details of the person’s movements through purchases...," according to an 11-10-01 Toronto Sun report.

The importance of PROMIS is that it is not only capable of interfacing with a wide variety of data bases in different computer languages and then integrating the data, but it has also been modified for intelligence purposes. It has then been sold throughout the world by spy agencies through third parties to clients such as banks and investment houses envious of its unique capabilities. One key modification by agencies such as the CIA and Mossad – not disclosed to most users -- is a secret “back door” that permits those with the right codes to enter databases undetected, retrieve and/or alter information, and leave without a trace. PROMIS has been extensively reported as being used throughout the world’s financial markets because of its versatility in facilitating international transactions.

Further clouding the issue of pre-attack stock screening by U.S. intelligence, the Canadian daily revealed that U.S. police said many of the suspected terrorists were apprehended (and detained) "through use of the state-of-the-art computer software program PROMIS."

In March 2000, CIA director George J. Tenet told the Senate that Osama bin Laden’s group (Al Q’aeda) was "embracing the opportunities offered by recent leaps in information technology." A FOX News story and stories in FTW disclosed in November that Osama bin Laden was believed to have the software.

The issue of CIA monitoring of stock trades follows on the heels of wide reports indicating that investigators are carefully probing the insider trading with its resultant profits, reported to be in the 10’s of millions of dollars -- some of which a Deutschebank investor has yet to claim.

A promis is a promis

Crispell also declined comment when asked whether the Treasury Department or FBI had questioned CIA Executive Director and former Deutschebank-Alex Brown CEO, A.B. "Buzzy" Krongard, about CIA monitoring of financial markets using PROMIS and his former position as overseer of Brown’s "private client” relations. [Note: Krongard stayed with A.B. Brown to head “private client” operations after it was acquired by Banker’s Trust in 1997. As Krongard was leaving in 1998 to join the CIA as counselor to Director George Tenet, Banker’s Trust was acquired by Deutschebank. Banker’s Trust had been previously criticized by the U.S. Senate and regulators for money laundering. Krongard was promoted to Executive Director at CIA in March 2001. - MCR]

Wide reports -- including a 9/28/01 story in the Asian Wall Street Journal and a 10/1/01 story in The Guardian -- indicate that investigators are checking Deutschebank’s alleged links to Saudi "private banking," terrorist bank accounts, and $2.5 million in unclaimed United Airlines (UAL) put options profits; however, no government acknowledgement had ever been given of CIA’s alleged use of PROMIS software prior to the attacks.

In a recent phone conversation, when asked about alleged terrorist ties to Deutschebank and potential pre-attack CIA trade monitoring via PROMIS, Treasury Department spokesman Rob Nichols remarked, "This is clearly an interesting line of questioning regarding conflicts of interest."

However, news searches indicate that no member of Congress has publicly questioned whether wealthy terrorist-connected Saudi nationals participated in the private client operations of Deutschebank-Alex Brown. Osama bin Laden and almost all of the alleged 9-11 hijackers are of Saudi nationality. Also, no member of Congress expressed public interest in asking Krongard about whether or not the CIA affected "real-time" pre-attack trade monitoring using PROMIS software at any location.

[Note: Under a program known as Echelon, the governments of the U.S., Britain, Canada, Australia and New Zealand routinely circumvent prohibitions on domestic electronic spying by having the agencies of the other governments do it for them. - MCR]

Michael Ruppert, editor and publisher of From The Wilderness (FTW) newsletter (www.copvcia.com), has been interviewed by both the House and Senate for his expertise on illegal covert CIA operations. He said recently that, "It is well documented that the CIA has long monitored such (suspicious or unusual) trades -- in real time -- as potential warnings of terrorist attacks and other economic moves contrary to U.S. interests."

Ruppert was the first to point out after 9-11 that CIA Executive Director Buzzy Krongard has extensive past ties to Deutschebank-Alex Brown. Ruppert added, "There is abundant and clear evidence that a number of transactions in financial markets indicated specific [criminal] foreknowledge of the September 11 attacks...and the firm which was used to place put options on UAL stock was, until 1998, managed by the man who is now in the number three position at the CIA."

Ruppert also confirmed that two October 17 calls to the FBI resulted in spokespersons declining to give their names after revealing that "the FBI has discontinued use of the PROMIS software." Moreover, on October 24, Justice Department spokesperson Loren Pfeifle declined to answer any questions about where, when, or how PROMIS had been used and would only say, "I can confirm that the DOJ has discontinued use of the program." This followed almost 17 years of denials by the FBI and the Department of Justice -- in court and under oath -- that they used the software at all in a law enforcement or intelligence capacity.

Krongard’s current lofty intelligence community position, combined with his prior leadership of a financial institution allegedly connected to terrorist hijacker bank accounts [see Part II], suspicious UAL options contracts, and "private banking" is so controversial that it has not as yet sparked any official investigation. That said, the evidence is substantial enough to potentially expose the prior-knowledge issue -- if Congress chooses to act.

And while Treasury Department official Rob Nichols agreed that unresolved conflict of interest questions remain, the CIA Executive Director is still currently charged with supervision of the U.S. intelligence investigation of his former firm and its "private banking" operations.

Reuters has reported that Krongard "was [also] involved in setting up the CIA experiment into investing in high-tech companies with the goal of acquiring innovative technology for its own use."

Commenting on the CIA’s venture capital firm In-Q-Tel, started in 1999 to encourage development of private-sector technologies for use in the intelligence world, Krongard said on August 1, 2001 -- just 5 weeks before the Trade Center attacks -- "I think In-Q-Tel’s a wonderful model...in accessing the capabilities of the private sector."

On October 16, Fox News reported that, according to sources, accused Russian spy and FBI agent Robert Hanssen sold high-tech PROMIS software to Russia, and that Osama bin Laden allegedly purchased it from Russian organized crime sources.

Fox reported that, "Government officials suspect bin Laden may have the highly sophisticated U.S. government software that has been used by several other governments, including the United States, for classified intelligence and law enforcement information."

The admission by U.S. government officials that PROMIS was widely used by a number of governments further blurs the pre-attack stock monitoring issue since intelligence officials will likely continue to decline comment, save for closed-door congressional oversight hearings or challenges by those victims’ families choosing to bypass settlements adjudicated by the Attorney General’s office in favor of direct intervention by the courts.

The Buck Stops Where?

Tom Crispell, the CIA official, was cooperative while attempting to maintain intelligence confidentiality in the face of what he termed as "ongoing investigations surrounding the Twin Towers tragedies by the CIA, FBI, Justice, and Treasury Departments." However, this was in great contrast to an FBI spokesperson who refused to offer either his first or last name, while declining comment on any matter related to events of September 11.

During a series of calls, some spokespersons quickly attempted to defer and deflect questions to another government agency, i.e. "We don’t deal with that issue. Call the other [entity]."

However, many would agree, given the evidence, that the 9-11 terrorism is closely linked to economic issues. President Bush has stated that this is “economic warfare.” Yet few appear to be questioning an apparent paucity of critical information sharing among key government agencies on the issue.

As U.S. investigators retrace the financial trails connecting the Twin Towers, terrorist hijackers and their accomplices, many of whom may still be in the country, evidence is being turned up by FBI, CIA, Justice, Treasury and NSA that does involve global banking conglomerate Deutschebank-Alex Brown.

$2.5 million unclaimed UAL investor profits

For example, according to a 10-19-2001 Wall Street Journal report, an unnamed investor purchased 2,000 United Airlines (UAL) put option contracts through Deutsche Bank-Alex Brown on September 6 -- betting the stock would shortly plummet. And USA Today reported that an individual purchased 810 UAL puts on August 6.

A Baron’s source claimed on 10-8-2001 that the pre-attack UAL order placed through Deutsche Bank was for 2,500 contracts which were "split into 500 chunks each, directing each order to different U.S. exchanges around the country simultaneously."

According to San Francisco Chronicle reporters Christian Berthelsen and Scott Winokur a source familiar with the UAL trades said investors have yet to claim $2.5 million in profits on contracts purchased before United airliners crashed into a New York Trade Tower and a deserted Pennsylvania field on September 11.

The Chronicle source also identified Deutschebank-Alex Brown as the investment firm used to purchase some of the UAL options; and Rohini Pragasam, a bank spokeswoman, declined to comment on the transaction.

The source (who requested anonymity) said, "Usually, if someone has a windfall like that, you take the money and run. Whoever did this thought the Exchange [NYSE] would not be closed for four days. This smells real bad."

The German news weekly Der Spiegel revealed that Deutschebank also handled accounts worth about $100 million for Osama bin Laden's family. These were part of 10 accounts it suspected were linked to terrorists or terrorist activities and which it later handed over to German authorities after the attacks, according to a report in Britain’s The Guardian. But no further comments have been forthcoming from the financial giant.

German Central Bank President Ernst Welteke said a study -- concerning principal hijack subjects residing in Germany and unusual patterns in short-selling of insurance, airline and other financial company shares -- pointed to "terrorism insider trading" in those stocks.

The SEC Is Investigating

A phone interview with Securities and Exchange Commission (SEC) press spokesman John Nester, of the Washington, DC office, revealed that the Commission, “has already forwarded a general request to Deutschebank-Alex Brown and other investment firms for unspecified information related to the suspicious put option contracts placed prior to the attacks on the Trade Towers and the Pentagon." But the spokesman declined comment regarding the identities of complying banks or the contents of any information obtained.

Nester augmented his response by adding that "according to SEC Associate Director of Enforcement Bill Baker -- who just spoke on a panel outside New York last week -- our SEC probe is much broader than investigations made by countries in Europe (who also lost citizens), many of whom have already closed their financial investigations of investment banks like Deutschebank." No results of those probes have been made public.

While the SEC media director said "the investigation is still ongoing with no current conclusions," Nester (speaking for the SEC), had difficulty explaining the job description of current New York Stock Exchange (NYSE) Executive Vice President for Enforcement, David P. Doherty. He would only say that the NYSE "regulates itself as an SRO or self-regulating organization...." This vague answer is all the more provocative because Doherty is a retired General Counsel of the Central Intelligence Agency.

Nester added, "The SEC has oversight responsibility regarding the NYSE, and we are also working with Justice, Treasury, and the FBI, having set up professional point men at each firm we are looking at -- so we don‘t have to reinvent the wheel every time we call a company [related to the attacks] to get an answer to a question."

The "reinvent the wheel" statement raised an eyebrow regarding the level of corporate cooperation in the investigation, although Nester declined to add further comment.

In Spite of CIA Ties the NYSE Is Little Help

When asked about the status of the investigation into the disproportionate pre-attack stock option trades involving United and American Airlines, Merrill Lynch, Marsh and McLennan Insurance, Morgan Stanley, Citigroup, Bear Stearns, and American Express, etc. -- all icons of American capitalism -- NYSE Communications Director Ray Pellecchia said, "We don't even confirm that there is an ongoing investigation."

"We report to the SEC as a matter of course," Pellecchia added. But after being referred to as a "persistent piece of work," this writer asked Pellecchia to discuss Doherty’s role in the investigations. He said, "We stand by this statement."

And after pressing for information about what the NYSE is actually doing to investigate the suspicious trades on behalf of thousands of victims’ families who may be concerned about the "prior-knowledge" issue, Pellecchia still declined to confirm that Doherty's enforcement office had even sent a report to the SEC.

When asked why so many former key CIA executives currently hold, or have held in the past, top level executive management positions connected in some way to the stock market via either the SEC, NYSE, or other investment banking entities, Pellecchia replied tersely, "I am quite aware of Mr. Doherty's background and experience."

Pellecchia also declined to discuss anything related to current CIA Executive Director A.B. "Buzzy" Krongard and his past relationship with Alex Brown.

Expecting Miracles?

Questions remain as to who will ultimately take center stage in investigating conflicts of interest or the real-time monitoring of world financial markets by U.S. intelligence entities to protect national security; let alone terrorist ties to wealthy Saudi private clients at global financial institutions having direct access (via correspondent banking relationships) to U.S. banks.

For while thousands of American families, victimized by terrorism, still remain numb with grief, information is being advanced daily regarding what could be described by some as casual, if not negligent, long-term, slipshod governmental responsiveness to fundamental internal national security and safety questions -- or worse.

Tom Flocco is a freelance writer and researcher. (email: TomFlocco@cs.com)

© Copyright 2001. From The Wilderness Publications, www.copvcia.com. All Rights Reserved. May be recopied, distributed or posted on the worldwide web for non-profit purposes only. 

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